题目：如果你有一笔钱，你怎么理财？

请根据好学英文网提供题目拟写一篇关于理财英语作文；

正文如下：
If I have a sum of money,I will be part of the money deposited in banks,On the part of the money in the wallet,The remaining money through various channels such as Project Hope to all parts of the country and even around the world all in the hands of poor people so that they eat well, live well, making good use.